We want to retire to a fun lake house, but we also want city amenities. Our budget is $450,000. Where should we go?

We’d prefer to retire on a lake, however not in a small city since we each love the symphony and the facilities a metropolis provides (Costco and good healthcare). We additionally wish to be inside an hour of a good-size airport since we like to journey. 

We’re each from the Southwest and humidity doesn’t trouble us. However we’re not large followers of snow. 4 seasons is okay so long as there isn’t a lot snow and the solar comes out usually. We hate winter inversions. 

We’d like a enjoyable lake home for us, but in addition to entice the children and grandkids to come back see us. We do not know the place every of their households will land and don’t wish to chase them across the nation, therefore the shut airport. Gainesville, Ga., is gorgeous and matches the invoice, however we all know there are different locations we’ve but to find. We’re now exploring Bella Vista, Ark., and Corpus Christi, Texas.

Our home finances in retirement could be not more than $450,000. 

We’re underneath no delusions that we are going to be within the lake dwelling perpetually. It will likely be 10 years of go-go, 10 years of slow-go, and 10 years of no-go. The lake dwelling can be for the go-go years. Then we are going to promote it and doubtless lease.

Any recommendations the place to retire?




No shock that nice lakefront houses are dear in the most effective of occasions. Lake communities general have been in demand throughout COVID; costs have jumped and bidding wars have been frequent, even when the house isn’t straight on the water. 

You’ve obtained some nice concepts (although Bella Vista is hardly snow-free). I’ll counsel a couple of others. The MarketWatch “Where Should I Retire” tool may give you extra.

One phrase of warning: choose the place since you like it, not since you need the children and grandkids to go to and also you want the area to host them. They might produce other concepts for use their restricted trip time, and even lengthy weekends could also be tough throughout the faculty yr. And don’t neglect the calls for from the opposite grandparents!

No less than speak to your grownup youngsters first. And acknowledge that you just’re those who usually tend to have time to journey. 

An alternative choice: lease an enormous lake home and boat annually and get everybody collectively that method.

I’ve supplied lake recommendations in earlier articles (this one focuses on Texas, for instance, whereas this couple also stressed cultural offerings). I hate to repeat myself, so listed below are another concepts:

Lake Wylie, South Carolina


Lake Wylie has about 12,000 residents so it could appear small, however it is best to see it as a suburb of Charlotte and all of the big-city facilities you’d count on in a metropolis of practically 900,000. Downtown Charlotte is about 20 miles away and throughout the state line, with a Costco alongside the best way. Carolinas Medical Heart in Charlotte is the third-best hospital in North Carolina, in keeping with U.S. Information & World Report. And the Charlotte airport is an American Airways hub.

For if you need music however no big-city site visitors, Lake Wylie can be an identical distance to Rock Hill, South Carolina and its symphony.

The city meets your climate standards, on condition that it has only a hint of snow on common and common winter highs round 50. Common summer time highs are close to 90.

Right here’s what’s on the market now, utilizing listings from Realtor.com (which like MarketWatch is owned by Information Corp.)

If Lake Wylie isn’t fairly proper however the Charlotte space appeals, think about the Lake Norman space, suggested here. If you need different South Carolina choices, think about Clemson(suggested here) Columbia (suggested here) and close to Lake Murray, or close to Greenville, suggested here.

Huntsville, Alabama

The U.S. Area and Rocket Heart in Huntsville.


This metropolis of 200,000 is nicknamed Rocket Metropolis due to NASA’s Marshall Space Flight Center and extra space historical past. The web site Livability.com put it on the prime of its best cities for STEM workers in 2018.

What would possibly matter extra to you is that it’s dwelling to Alabama’s longest continuously operating professional orchestra (amongst many cultural offerings) plus the Huntsville Hospital that ranks second in the state, in keeping with U.S. Information. The price of dwelling is about 11% under the nationwide common. And there’s a Costco on the town.

Huntsville has its personal airport. You may as well drive two hours to airports in Birmingham, Nashville and Chattanooga; the Atlanta airport (a Delta Airways hub) is 3 ½ hours away.

Common summer time highs listed below are round 90, whereas winter highs common within the decrease 50s. Chances are you’ll get a pair inches of snow yearly.,

Whilst you’ll discover houses close to water in and round Huntsville, if you happen to’re prepared to drive a bit additional, it is best to go searching Guntersville Lake (created by a dam on the Tennessee River). No symphony, however you will discover free concert events organized by the native arts council.

Right here’s what’s available on the market now in Huntsville and around the lake, once more utilizing Realtor.com.

Tulsa, Oklahoma

Courtesy Go to Tulsa

This Art Deco city of 400,000 on the Arkansas River is my wild-card choose. I do know, Oklahoma isn’t the primary place you consider for a lake dwelling, however when Livability.com put Tulsa on its 2019 list of 100 best places to live, it described it as “an reasonably priced, under-the-radar cool metropolis that’s dwelling to a historic downtown and an unbelievable arts scene that rivals cities twice its measurement.”

In a metropolis this measurement, the symphony (and extra, on the Tulsa Performing Arts Center), Costco and the airport are givens. Nonetheless to come back is the Bob Dylan Center (opening in 2022), a museum  backed by a wealthy local that can have greater than 100,000 objects created and owned by the singer, simply down the block from the Woody Guthrie Center, honoring a folks singer from Oklahoma. The identical philanthropic billionaire is a driving pressure behind the town’s new $465 million, 66-acre riverfront park, the Gathering Place

The price of dwelling is greater than 11% under the nationwide common.

As for the lake home, begin your search with Keystone Lake west of metropolis limits. 

Tulsa does have extra snow than my different decisions with a mean of about 6 inches a yr. But it surely boasts of extra sunny days than the U.S. common. Temperatures common a excessive within the higher 40s and low 50s throughout the winter and mid-90s in the summertime. I’m glad you’re good with warmth and humidity.

Right here’s what’s available on the market now in Tulsa and across Tulsa County.

The place ought to Alec and his spouse retire? Depart your recommendations within the feedback part.

Extra from MarketWatch’s “Where Can I Retire?” column

My husband wants to be by the ocean, but I lived through Katrina and love lakes — where can we (semi) retire and rent for $2,000 a month?

‘I really need more sunshine and a bigger body of water’ — where can I retire on $40,000 a year?

We want a $250,000 home within an hour of the mountains or the ocean — where should we retire?

https://www.marketwatch.com/story/we-want-to-retire-to-a-fun-lake-house-but-we-also-want-city-amenities-our-budget-is-450-000-where-should-we-go-11627663596?rss=1&siteid=rss | We wish to retire to a enjoyable lake home, however we additionally need metropolis facilities. Our finances is $450,000. The place ought to we go?


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