Tally: Manage & Pay Off Credit Card Debt Faster APK 4.19.0 (Android App)

Tally is the first automated debt manager. Tally makes it easy to save money, manage credit cards, and pay off balances faster. Tally’s low-interest line of credit has helped thousands of people consolidate their credit card payments into a single bill and save on interest and late fees!

Sign up for Tally and quickly see if you qualify for a line of credit. Our credit check will not affect your credit score.

Tally is available in most states except MT, NV and WV. In general, you need a FICO Score of 580 or higher to qualify for a line of credit. (Scroll down to see which credit cards Tally supports.)

Here’s how it works:

1. Download Tally
Within minutes, Tally can get you started on the road to being debt-free and it won’t affect your credit score.

2. Find your savings
Once you qualify, Tally grants you a line of credit with a low annual percentage rate (APR). Then Tally uses the new line of credit to pay your credit card monthly. Low APR saves you interest. (Scroll down for key revelations about what Tally charges.)

3. Organize your cards
Manage all your credit cards in one simple app! Tally keeps track of each card’s balance, interest rate, and due date. That’s how Tally pays the right card at the right time. All you have to do is make a monthly payment to Tally.

4. Say goodbye to late fees
Tally’s late fee protection gives you peace of mind on automatic payments without fear of overdraft. As long as you’re in good standing with Tally, you’ll avoid the hassle of late fees.

5. Get out of debt faster
That’s it! Tallying helps separate the credit card burden from the benefits. Keep using your credit card for rewards and let Tally do the hard work. No cheats. Just a smarter way to manage your cards and a faster way to pay your balance.

FREQUENTLY ASKED QUESTIONS

What does Tally charge?
To receive Tally benefits, you must qualify for and accept Tally’s line of credit. Depending on your credit history, your APR will be between 7.9% and 29.9% per year. APR will vary by market based on Key Rate. Some lines of credit incur an annual fee, which will be explained with your offer if you qualify. If you don’t qualify for a line of credit, Tally’s card payment services are available for $4.99/month.

How does Tally estimate my savings?
To calculate your savings, we consider: 1) an average weighted APR based on your initial qualifying credit card balance and your APR; 2) the average monthly payment for Tally is 3% of your qualifying balance; and 3) average monthly spend of 0.8% of your eligible credit card balance. We exclude credit cards with APRs lower than Tally’s APR, because Tally doesn’t make payments on those cards. For members in the discounted APR plan, estimate savings assuming you receive a monthly discount.

How does Tally save me money?
You can save money with a lower APR on your Tally credit line. That means you’re saving on credit card interest payments every month. Tally’s late fee protection helps you avoid missing payments.

How does Tally make money?
Tally earns through interest on your Tally line of credit, but only if Tally can save you money. Tally also earns from membership fees (annual or monthly fees) according to the Tally service for which you are eligible.

MORE DETAILS

The Tally app and service are available in English only. If there is any difference between the translations, the English version will prevail over the other translations.

Tally supports most cards from American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, First Bankcard, Fifth Third Bank, US Bank and Wells Fargo, as well as cards from Amazon, American Eagle, Best Buy, Home Depot, Macy’s, Sears, TJ Maxx and Walmart.

Lines of credit issued by Cross River Bank or Tally Technologies, Inc., NMLS #1492782 (nmlsconsumeraccess.org), see your credit agreement. Loans made by Tally under the California FLL license or other state laws.