SoFi is a one-stop-shop for your finances, designed to help you Get Money Right®. Save, spend, earn, borrow and invest — all in one app.
Download the SoFi app to get started and win up to $1,000 in free stock! *
A CONVENIENT APP THAT DOES IT ALL
Manage your money, invest and trade, check your rates and apply for loans. Do everything in one place.
EARN HIGH INTEREST
When you save with SoFi Check and Save, you can earn high interest from
balance — up to 1.00% APY. **
NO INVESTMENT ACCOUNT MIN MIN
SoFi Invest allows you to trade cryptocurrencies, invest in stocks, ETFs, pension funds, etc., with no commissions and no account minimums.
PROFIT FOR SCHOOL, HOME IMPROVEMENT AND MORE
Just sign up and start saving with a SoFi loan. No hidden fees and no getting caught. Just serious savings.
GET YOUR MONEY RIGHTS® NO ACCOUNT FEES
No account fees with SoFi and Savings checks, no annual fees, overdraft fees or other account fees***.
EARN INTELLIGENT MONEY EARN CODE POINTS
Rewards points can be exchanged for cash, fractional shares, SoFi loan payments, etc.
NO COST SPENDING AND BUDGET TOOL
Get free credit score tracking, spending analysis, financial insights, etc.
ACCESS MEMBERSHIP BENEFITS
Members get unlimited access to 1-to-1 career and financial planning at no extra cost.
The full announcement can be found at the bottom of the Google Play Store screenshot. Swipe to view disclosure or visit sofi.com/legal.
Investment products: NOT FDIC INSURED • NOT BANK GUARANTEE • MAY LOSE VALUE
No purchase required to enter or win. Visit SoFi.com/invest/250K-rules for more details. End of 1/31/22. Invalid when prohibited by law. Active Brokerage and Investment products are offered through SoFi Securities LLC, member FINRA (www.finra.org) / SIPC (www.sipc.org). Automated investing is offered through SoFi Wealth LLC, an investment advisor registered with the SEC.
More information at sofi.com/card/rewards.
* Do not need to buy. The probability that the client receives $1,000 is 0.028%. See full terms and conditions at sofi.com/invest/clawpromotion/rules.
** SoFi Banking members with direct deposit can earn annual percentage interest (APY) up to 1.00% on the first $50,000 of their first balance for checking accounts and their savings account, plus the cumulative sum of all Vault balances, for a total deposit of up to $150,000. Balances above $50,000 in each category will earn 0.05% APY. Members with no direct deposit will earn 0.25% APY on account balance. Interest rates are subject to change and may change at any time. Current 1.00% APY rate as of 2/23/2021. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
*** We work hard to offer high interest rates and no account fees. As a result, our interest and fee structure is subject to change at any time. See our terms and conditions at sofi.com/legal.
Fixed personal loan interest rates from 4.99% APR to 19.63% APR (with automatic payments). The loan term is from 2-7 years. Payment Example: If you borrow $30,000 with a 60-month term, a fixed APR of 10.08%, your monthly payment would be $638.59, for a lifetime total of payments. is $38,315.57. If SoFi is unable to provide you with a loan but lends you to a participating bank, your rates may be outside the rate ranges listed above. Not all rates & amounts are available in all states; sofi.com/eligibility for details. The interest rate cap may be lower in some states due to regulatory requirements & may affect your eligibility for a SoFi loan. Current SoFi rate ranges as of August 21, 2011 and are subject to change. Not all applicants qualify for the lowest rate. The lowest interest rates are available to the most reliable borrowers. To learn more about automatic payment discounts, see sofi.com/legal/#5