PayMaya Negosyo – FREE all-in-one business app! APK 1.17.196 (Android App)

PayMaya Negosyo is a free business solution that allows you to earn extra income just by using your smartphone. Offers Smart Padala money transfer*, sells digital goods (prepaid downloads, game pins, beep downloads, etc.), bill payment transaction processing for over 100 merchants including utilities and government fees, Add funds to millions of PayMaya customers nationwide and enable your business to accept secure and contactless payments from PayMaya QR, any e-wallet or any bank transfer goods via InstaPay.

* Subject to additional requirements and account upgrade application

From the digital financial services leader that gave you PayMaya e-wallets and Smart Padala, the country’s largest domestic remittance network, comes PayMaya Negosyo – a free all-in-one business app and creativity will make it easy for you to expand your business!

Simply download the PayMaya Negosyo app on your Android phone, complete and submit your registration and within 2 days you will receive a notification of your subscription status. Once approved, you can start earning extra income and accepting contactless payments from your customers! (Reminder: If you have a PayMaya account, use another mobile number to register your PayMaya Negosyo.)

Get an automatic discount on every prepaid download purchase! Plus, instantly get commission on every money transfer from Smart Padala, PayMaya Account Recharge and successful bill payment transactions**! *.

*based on average number of clients and transaction amount per day

** subject to minimum trade amount

For purchases in your online store, customers can pay you through the following methods:
o By scanning your PayMaya QR available in the app (Tip: You can save, share and print your own PayMaya QR code!)
o By using your mobile number:
• Any Philippine bank and financial institution through InstaPay
• E-wallet (eg: PayMaya)
For your physical store purchases, your customers can simply scan your printed PayMaya QR code for secure, instant, and contactless payments.

Enjoy the ability to track your transactions easily while maintaining only one wallet using any mobile number with your PayMaya Negosyo account! Just provide your mobile number or present a QR code to your customer to receive payment. Use your funds to process Smart Padala money transfers, sell any load over the phone, accept bill payments or receive payments from customers.

Real-time tracking of your transactions via the app and via SMS!

You don’t need to pay any setup fee or monthly fee to use PayMaya Negosyo account. For QR payments, you pay a 1.5% fee for each successful transaction from your customer.

Download and sign up now to start earning extra income and accept secure and contactless payments for your business!

Want to become an agent of Smart Padala? First, make sure you have the following requirements and request an in-app upgrade subscription!
o Mayor’s License or Barangay License
o Valid government-issued ID
o Image of your store location
o Android Smartphone
o Internet connection

Have questions or feedback? Contact us at the numbers below and we will be happy to assist you.
(+632) 8-845-7777
15177 (using Smart or TNT)
1800-1084-57777 (Free for Domestic PLDT)
Facebook: PayMaya For Business (

PayMaya Philippines, Inc. Managed by Bangko Sentral ng Pilipinas.
Website: | Email:

Download Now


DevanCole is a Interreviewed U.S. News Reporter based in London. His focus is on U.S. politics and the environment. He has covered climate change extensively, as well as healthcare and crime. DevanCole joined Interreviewed in 2023 from the Daily Express and previously worked for Chemist and Druggist and the Jewish Chronicle. He is a graduate of Cambridge University. Languages: English. You can get in touch with me by emailing:

Related Articles

Back to top button