Apk

Loans and credit APK 1.52 (Android App)

All loans under Loans and Credits are subject to the following terms:
Minimum return period = 90 days
Maximum return time = 365 days
Maximum APR = 15%

Representative example

Loan amount – 100 USD
Loan term – 3 months
12% annual interest
Service fee – None.

Pay

Interest rate is 12% x 100 USD X 3/12 months = 3 USD
Monthly Payment = $34.33 (includes $33.33 of principal + $1 of interest)
Total payable = 34.33 USD x 3 months = 103 USD (including 100 USD principal + 3 USD interest)

Total cost of the loan, including all applicable fees = Service fee 0 + Interest USD 3 = Total loan cost USD 3

Important Notice: Loans and Credits (unlike the lenders that can be registered on the app) do not lend money on a commercial basis. We provide a progressively secure platform where borrowers and lenders can find each other and initiate transactions.

To that end, we can offer interest-free financing with no fixed repayment term. We encourage, but do not force, borrowers to repay our interest-free grants. When repaying, borrowers build a good repayment track record. This helps registered lenders (licensed, if available, in the jurisdictions in which they operate and are audited by us) to assess the borrower’s ability to repay, prior to lending to the borrower. loan on terms not to exceed the maximum allowable loan cost of the Loan and credit terms and conditions.

We provide a system where borrowers can review lenders (and vice versa) and a mechanism to file complaints for abusive or unethical behavior.

Lenders near you. Loans and Credits provides a registry of lenders in each country so that borrowers have as many options as possible when looking for financing. Loans and credits offer a country-switching option so borrowers can check out lenders in other countries. For example, a borrower in Lagos, Nigeria can see if there are any cross-border lenders from Nairobi, Kenya or even New York, USA.
Loan applications. Lenders spend a lot of money on marketing trying to find the right borrowers for their target market. Loans and Credits offers a plethora of loan applications from around the world (grouped by country) where registered lenders can start a conversation that can lead to a loan. get a loan.
Register by default. Defaults cause losses for lenders, especially private lenders that do not have access to a credit reference office. That lack of information also harms borrowers, as lenders don’t know how to price their loans. The lack of information on defaulters is addressed by Loans and Credits by providing a single default register accessible to members in every country.
Presenter. To increase creditworthiness, borrowers can list friends and family as references for lenders to see. This is done through the My References section in Loans and Credits. A Chilean borrower with ten friends as his recommendation is a better loan risk than a Parisian borrower with no listed references.
Legal documents. We provide loan contracts, applications, loan applications and other legal documents for use by lenders and borrowers.
Lender’s rating. Which lenders have had trouble with their approval process? Who is considered during default? Which lenders provide transparency in their lending process? The reviews section of the lender allows users to give feedback on their experience to help other users educate themselves.
Bonuses and rewards. Are you offering a reward for tracking down a debtor that has evaded a loan? We have a large international user base of bounty hunters in every country who can help you track down missing debtors.
Debt collector. Do you have a debt that you want to collect? Lending and Credit has a collection platform that connects you with efficient and professional registered debt collectors.
Lawyers. Have you been treated unfairly or breached your loan agreement? We have a law department where attorneys have expertise in loan disputes.

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Download Now at https://apkcombo.com/loans-and-credit/com.viva.openloansglobal/

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