LendMe is simply out there to serve prospects in Nigeria.
KEY BENEFITS & FEATURES
– LendMe permits prospects to take management of their funds by being accessible around the clock(on a 24hr foundation)
– From as little as N2,000 and as excessive as N20,000, no collateral or every other relevant charges are required to qualify.
– Versatile mortgage payback in instalments
– Get rewards reminiscent of increased mortgage quantities and reductions on rates of interest if you repay inside phrases
– Common suggestions and updates are offered on excellent loans and tenure with a purpose to keep away from mortgage reimbursement deadlines.
– Clients are free to make use of mortgage awarded and disbursed into checking account for any objective inside minutes of constructing mortgage request.
HOW TO GET STARTED?
– Download the app
– Comply with the straightforward utility course of
– Obtain money in any checking account of your selection inside minutes of profitable utility
Loans can be found from N2,000 for first time candidates to N100,000 with reimbursement intervals between 60 to 180 days. Month-to-month curiosity ranges from 12% – 36%. There aren’t any extra charges charged.
ANNUAL PERCENTAGE RATE(APR)
Relying on the tenure for paying again mortgage request, APR could be between 12% to 216%.
REPRESENTATIVE EXAMPLE ON LOANS
For a mortgage request of N100,000, complete quantity to be paid again over a tenure of 6 months is N130,000 primarily based on an curiosity of 60% each year (fastened). On this case, six month-to-month repayments of N21,666.67 will likely be required to service this mortgage. Consultant APR for that is 61%.
LendMe loans are useful in emergency state of affairs however are usually not inspired to be used over long run
CREDIT SCORE IMPACT
It is in your greatest curiosity to pay your excellent mortgage instalments in time, as a result of, failure to repay any instalments, would set off a discover to the patron credit score reporting company which in flip, would negatively impression your credit score rating. Late funds may have an effect on your means to borrow sooner or later.
LendMe is a certified monetary companies supplier in Nigeria.
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