LazyPay- Pay Later | Credit Score | Credit via UPI APK 8.0.3 (Android App)

Want to pay later for your favorite sellers? Or learn more about your credit score? Look no further than LazyPay. LazyPay allows you to buy now and pay later on merchants. You can pay a total of 15 days at a time, without any interest. There are interesting offers for sellers and cashbacks as well. You can even use your LazyPay credit line at any store that accepts UPI. And if the trade is over 3000 INR, you can convert it to EMI.

LazyPay does everything a credit card does and more. You even get online loans with instant approval and no collateral required. It is easier, faster and more convenient. So stop wasting time with paperwork to apply for a credit card or personal loan, and try using LazyPay’s digital credit card instead.

Paying later

Want to quickly buy things and pay in one shot? Just buy now, pay later. Use our flexible free payment options for your favorite sellers on over 250 websites and mobile apps. You can even use your LazyPay credit to pay at any store that accepts UPI payments! LazyPlus also gives you access to free EMI options. Get credit easy, instant and stress free.

Credit through UPI

With LazyPay – you can scan a UPI QR code to pay with LazyPay Credit online and in stores everywhere. This is done through UPI payments using a special UPI LazyPay Credit card assigned to you. And if a purchase over Rs. 3000, you can convert it to EMIs easily.

Seller’s voucher

Appetite? Or a weekend getaway? You can use our service and search for Swiggy Coupons, Zomato Coupons, TataSky Coupons, MedLife Coupons and AbhiBus Coupons. Use LazyPay and get great deals, cash discounts and cashback on payments on your favorite apps.

Free credit score

Do you know what your credit score is? A healthy credit score ensures that you qualify for a loan and eases your financial stress. You can use the free credit score check that normally costs INR 1200 on LazyPay app and find out your CIBIL credit score. This helps you instantly know if you qualify for a loan. It also helps to track changes in your CIBIL score and improve your rating.

Instant personal loan

Whatever your dreams and aspirations, LazyPay will come to your rescue with instant personal loans. This online loan can reach you within minutes. Our instant personal loans are cash loans where a lump sum is transferred to your bank account. The whole process is paperless, make sure there is no contact with anyone during these trial periods.

LazyPay is India’s leading online Instant Credit app that offers users a credit line of Rs 10,000 to Rs 1 lakh with instant approval and no collateral required. Personal loan interest rates range from 15% to 32%/year with EMI term from 3 to 24 months. You can use it to travel, buy electronics, cover medical expenses, remodel your home, and more!

* Calculation of sample EMI *
Loan amount = Rs 10,000 Term = 6 months, @ interest rate 18% * year
EMI = 1,755 Rs / – pm
Processing fee = Rs. 200
* Variable interest rates

Join over 2 million Indians who use LazyPay app daily to get instant personal loans, check their credit score and pay easily.
Have a few questions? Contact us at or ask your question here:

It’s important to note, we believe in complete transparency and data safety and security. All your information stored with us will never be shared with anyone for any reason.

Xpress Cash from 3,000 to 1 lakh with Annual Repayment Term – 3 to 18 months. Percentage (APR) from 16-32% on a diminishing balance basis
Turnaround Rate – 36% to 42% Spin with no payback period. It’s a monthly rotating feature
Convert to EMI – 3 months 24% | 6 months 26% term basis – 3 to 6 months.

Download Now at


DevanCole is a Interreviewed U.S. News Reporter based in London. His focus is on U.S. politics and the environment. He has covered climate change extensively, as well as healthcare and crime. DevanCole joined Interreviewed in 2023 from the Daily Express and previously worked for Chemist and Druggist and the Jewish Chronicle. He is a graduate of Cambridge University. Languages: English. You can get in touch with me by emailing:

Related Articles

Back to top button