Download upay – send money, recharge, payment, utility APK for Android (Free)

Introducing the app “upay” (উপায়) that provides easy, secure and innovative Digital Financial Solutions and helps you enhance your lifestyle with just a few simple taps. Modern payment app ensures ease of your most frequent transactions like sending money to others, depositing money from all major banks, withdrawing money with lowest fees from major banks. Dealers and ATMs, pay all your utility bill payments, recharge your mobile from all and also make instant payments at your favorite stores – both online and offline.

As a subsidiary of United Commercial Bank (UCB), the upay app also ensures the highest possible security through blockchain-based technology and wide availability throughout Bangladesh.

Things you can do in the postpaid app:

Instant registration

You can easily sign up for a new upay account in just a few minutes right from the upay app. All you require is your national ID card and you’re good to go.

Top up from bank account or debit/credit card

Transfer money instantly to your prepaid account through any bank or Debit/Credit Card. Top up your prepaid account easily within seconds using a debit/credit card or an eligible bank account.

Mobile recharge to any number

Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find the latest prepaid and postpaid recharge plans and best recharge offers based on Internet, Voice and prepaid app only plan.

Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Cards and more

Pay your utility bills like Electricity, Water, Gas etc to all major suppliers like DESCO, NESCO, Titas, WASA etc right from your own home. You can also pay credit card bills, internet bills, phone bills and more.

Safe, secure & contactless payment at offline store

Easily pay at your local grocery stores, pharmacies, restaurants, retailers and thousands of other stores across the country by scanning a QR code or via a mobile number.

Secured mobile banking

Security is of the utmost importance to us and it is our priority to make you feel safe and secure by taking the necessary measures to protect your account. Through our state-of-the-art blockchain-based technology, you can rest assured that all your transactions are highly secure. Also, to give you greater control, you can only access your prepaid account through your registered device. Therefore, there is no need to worry about losing your PIN as no one can access your prepaid account from other mobile devices.

Online payment

You can order groceries, medicine, food, utilities online and pay via prepaid with ease. You can make fast online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.

Your own wallet

For the first time in Bangladesh, you will have your own wallet, giving you the freedom to check where your money is coming from, including Payroll, Disbursement and Transfer. With such a personalized wallet, you can enjoy exclusive prepaid rewards.

Easy access

upay is always looking for you to bring convenience and ease into your life. Keeping that at its core, the upay app has certain features that can ease some of your troubles.

· Now you can avoid the hassle of constantly charging withdrawal fees and simply add withdrawal fees, making it easier for recipients. Through a simple tap, withdrawal fees are automatically calculated whenever you deposit to another prepaid account.

· Use the app in Bangla or English and change between the two whenever you want.

Book tickets easily

Book Bus, Bus or Air Tickets easily through prepaid app. Plus, you can also book your favorite hotels, movie tickets, and more. For more details, please visit our website at


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