Mi Credit is the personal lending platform from Xiaomi – No.1 Smartphone Brand in India, providing loans up to ₹5,00,000 with low interest in the most convenient and secure way.
Loan amount: From 5,000 to 5,00.000
Interest rate: From 16.2% to 36%/year
Term: 91 days to 24 months
It offers services to users over the age of 21 and allows you to apply for a loan in four quick steps and receive funds within minutes. The registration process is completely digital and uncomplicated, and can be completed with the help of your mobile phone anywhere, even if you are sitting at home, office or on the go. do. You can use loans for any personal requirement like shopping, travel, education, medical expenses etc. We work with many partners to get the best loan offer for you with an affordable EMI. You can flexibly choose the duration of EMI to facilitate EMI payment!
Examples of personal loans:
Loan amount: 20,000 yen
Term: 6 months
Interest rate: 16.2% per year
Handling fee: 400 (2%)
GST for handling fee: 72
Total profit: 956
The loan amount is ₹20,000. Disbursed amount is ,5 19,528. The total loan repayment amount is 20,956 yen.
Credit Report / Expense Score
In the Mi Credit app, you can also check your credit report/expense report worth 1,200 yen for free. You need to provide some basic details and you can get a detailed analysis of the report by the office. You can use these tips to improve your credit score, which will come in handy whenever you need a loan in the future.
Xiaomi’s official personal loan app
Security best practices to keep your information safe and secure.
The best loan offer just for you
Loans up to 5,00,000. Interest rates start from 1.35% pm
Fast approval process
Get instant approval and transfer funds directly to your bank account.
Easy way to borrow
Simple documentation and 100% online process
How to apply for a loan?
Step 1: Install Mi Credit app from Google Play Store and register through Mi account or phone number
Step 2: Upload KYC (ID Card and Address) documents and add personal details for online verification
Step 3: Add bank details for transaction convenience
Step 4: Loan up to 5,00,000 disbursed quickly to your bank account
Customer Service Email: email@example.com
Customer Service Hotline: 1800-258-6286 (Monday – Sunday, 8 am to 11 pm)
Bug Report Email: firstname.lastname@example.org
Address: Orchid Block E, Ground Floor to 4th Floor, Embasy Technology Village, Marathahalli,, SARJAPURA OUTER RING ROAD, Bangalore, Karnataka, India.