Download Kredivo – Installment Without Card and Cash Loan APK for Android (Free)

– Loan products: Buy Now Pay Later and pay in installments for 3, 6, 12 months
– Interest rate: 0% interest when paying after 3 months, 2.6%/month when paying in installments of 6 and 12 months or maximum interest rate of 53.36%/year
– Limit: maximum limit up to Rp 30,000,000
– Example: If you choose 12 months installment to pay a transaction worth Rp 1,000,000, Kredivo will charge 2.6% interest per month. The amount of repayment to be made each month is Rp109,340 and the total payment after one year is Rp1,312,080

Want to shop online but don’t have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but it’s too complicated or has been declined before?

Fortunately, Kredivo is here to assist you as an online credit line provider offering credit card-free installments as well as personal loans.

Kredivo is an award-winning app (Google Play Best App of 2017) that measures your creditworthiness in real time. The registration process takes only 5 minutes and is approved in a few hours. If approved, you can directly shop online with Kredivo “buy now pay later” on Tokopedia, Lazada, Bukalapak, Tiket.com, Erafone, Best Denki, Electronic City, IKEA, McDonald’s and more than 1000 orders other sellers with just 2 clicks .

Want to buy a new mobile phone? You can buy online, without credit card and without prepayment by choosing Kredivo as your preferred in-store payment method. You can also buy pulsa/data, pay bills, buy game and stream vouchers, or take out personal loans directly in the Kredivo app and get quick cash advances to cover all your needs your.

Want a seamless online flight booking experience? You can book flights now and pay later, wherever you want, through the Kredivo app. Right at your fingertips, you can find the cheapest flight tickets from various airlines, both domestic and international, including Garuda Indonesia, Batik Air, Citilink and AirAsia.



Kredivo offers easily accessible and convenient credit. You can only register online by connecting your digital accounts through the Kredivo web or mobile app. After an approval process that takes a few minutes, you can use simple 2-click payments when shopping online or get personal loans fast.


Don’t worry about security, as all Kredivo user data is encrypted. Kredivo is also officially registered and regulated by OJK, so its credibility is guaranteed!


Kredivo offers one of the lowest interest rates on the market. In addition, no upfront payments are charged for all Kredivo services.

Have feedback for us? Email us at support@kredivo.com or call 0807-1-573348.

Business address: Dipo Building 3rd Floor AB Unit, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Address of operation: Rukan Permata Senayan E52-55, Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210

Email: support@kredivo.com

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